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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Qualifying for Subsidy

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Question: If i qualify for a subsidy in 2014, can I enroll through a private exchange and still have the premium subsidy?

Answer: Only Covered California can qualify an individual or family for a premium subsidy. Private exchanges are expected to have the ability to electronically hand-off a client for income verification and final enrollment at Covered California. From the client’s point-of-view, the experience of shopping, deciding, and applying remains with the private exchange or web-based agent.

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