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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.
Question: Why does the California PCIP program require 6 months without insurance prior to applying for coverage?
Answer: PCIP has a limited amount of money and the program was created to cover people without coverage because of preexisting conditions. PCIP was concerned that some consumers would cancel their current coverage to sign up with PCIP because it was a better value than their current coverage.
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