Question: I have unused HSA account money. Do I have to do anything?
Answer: HSA money can be used to pay for many eligible medical expenses beyond what is covered by your insurance plan. These expenses include dental, vision, alternative medicine, long-term care services, prescription drug and certain over-the-counter drugs. Click here for a complete list of qualified medical expenses. If you use the HSA money for anything else, you’ll have to pay income tax and a penalty on the money you take out.