Question: I am self-employed. My spouse’s dependent coverage is too expensive. Will I be able to purchase insurance through the exchange?
Answer: Absolutely. You will be able to apply for coverage in a qualified health plan through the California Health Benefit Exchange starting in October 2013 for coverage effective January 1, 2014. You may even qualify for subsidized health coverage calle advanced tax credits in the Exchange, which is the exclusive channel for these tax credits. Those individuals and families with incomes between 138% and 400% ($92,200 for a family of four) of the Federal Poverty Level (FPL) will qualify for subsidies.