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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.
Question: Child with born with health issues. So this child already has preexisting conditions from birth and her parents can”t pay the bills.
Answer: A newborn with preexisting conditions has a couple of options to obtain coverage: child only individual coverage and the Preexisting Conditions Insurance Plan (PCIP). Neither of these options will help the parents pay the baby’s medical bills while uninsured, but will cover medical expenses going forward regardless of preexisting conditions.
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