Speak with a Covered California certified agent! Call (888) 413-3164 or Shop Online Now

Shop and Compare

California Health Insurance Plans and Rates

It's easy. Just enter your zip code.

Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Exchange Coverage Cheaper?

By on | No Comments

Question: Will i get cheaper coverage from a state health insurance exchange?

Answer: No and yes. In general qualified health plans sold through the state-based exchanges starting in 2014 will be higher-priced than the average plan today. That’s because they must contain a minimum of essential benefits which today’s cheaper plans do not cover. However, many millions of Americans will qualify for “advance tax credits” which are federal subsidies for the purchase of private health insurance available only through the exchanges. These subsidies are based in income and are quite generous. For example, subsidies will be available to a family of four with annual income up to $92,000.

Leave a comment

Do You Have California Health Insurance Questions?

Ask An Expert

View Previous Questions
Call Us at (888) 413-3164

© 2022 California Health Benefit Advisers, LLC
Home / About / Start Shopping / Ask a Question

“Covered California,” “California Health Benefit Exchange”, and the Covered California Logo are registered trademarks or service marks of Covered California, in the United States. This web site is owned and maintained by California Health Benefit Advisers, LLC, which is solely responsible for its content.