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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Is Group Health Insurance Mandatory?

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Question: Do i have to offer health insurance to my employees?

Answer: No. Employer-sponsored health insurance is not mandatory in California or the any other state for that matter. Employers provide health insurance to maintain a competitive edge in hiring and retaining good employees. Beginning in 2014, larger employers - those with more than 50 full-time employees will face a play-or-pay tax if they do not provide group health insurance that meets standards set by the Affordable Care Act. Small employers - those with less than 50 full-time employees - will not be required to provide health insurance.

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