Question: If i am terminated from my job and have to go onto my husbands insurance will my cancer diagnosis be considered pre existing?
Answer: Your cancer diagnosis is a pre-existing condition for any insurance you would apply for going forward. If your husband’s coverage is group health insurance, your pre-existing condition will not prevent you from becoming insured on his plan. If his coverage is individual health insurance then your cancer diagnosis will cause you to be denied coverage. If that is the case, you have 2 other options COBRA and HIPAA health insurance coverage.