Question: My husbands insurance was cancelled for the year because he did not have enough hours due to unemployment. What can we do for insurance. His union is offering us coverage for $7000. we can’t afford that! We are hoping to stay healthy and get through the year. Any advice?

Answer: Staying healthy will definitely make thing easier, but if you need medical care, here are some other ideas:

1. Check out your local free clinic (if you are lucky enough to have one in your area). Generally, there is little paperwork and good doctors, dentists, and nurses who volunteer their time.
2. Read my article, 7 Ways to Pay Less for Hospital Care
3. Read Maggie’s article, 7 Ways to Get Cheaper Prescription Drugs

Good luck.