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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

CA PCIP Enrollment at 6,000

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Question: What is the enrollment in CA PCIP?

Answer: The California Preexisting Conditions Insurance Plan (PCIP) has enrolled 6,000 members as of the end of 2011. PCIP is a temporary, federally funded insurance plan for US Citizens who have been uninsured for six months or more and have been denied coverage because of a preexisting condition. The program is scheduled to end January 2014 when insurers will be required to accept all applicants without charging higher rates. California has been allotted $347 million in federal funding for PCIP in 2012. The money isn’t going as far planned because the individuals who have enrolled have filed more claims than expected. This pent-up demand for health care among the uninsured is a cautionary tale that the Exchange must heed.

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