Question: Husband company not insuring divorced spouse who is uninsurable

Answer: Your ex-husband’s employer no longer has an obligation to offer coverage to the ex-wife under the company’s group health insurance plan. In fact, the insurance company would not allow it even if the employer wanted to. However, the ex-wife does have some coverage options even if she is “uninsurable” due to pre-existing conditions. My first suggestion would be the Pre-Existing Condition Insurance Plan (PCIP), one of the early benefits of health care reform. It’s very good coverage at a fair price.