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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

What is the New Preexisting Conditions Insurance Plan?

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Question: What is the low income insurance program with pre-existing illness that the gov.has now besides medicaid or Medicare. Heard on the news and they said you must sign up on 7-1-2010.

Answer: The federal government and some state governments will begin accepting applications July 1, 2010. for new health insurance coverage designed to cover people who have been denied health insurance because they have preexisting medical conditions. People who apply by July 15 will begin receiving coverage by Aug. 1. However, this is not a low-income program as there are no premium subsidies for low income applicants. Premiums, as well as benefits, are expected to vary greatly from state to state, with some plans charging as little as $140 a month and some as much as $900 a month. Visit the federal government's new healthcare Web portal is at http://www.healthcare.gov, for instructions. Read more about preexisting conditions insurance...

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