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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

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Question: I can't afford any of the plans that my company offers me. What does Obama Care do to help?

Answer: Nothing right away, but by 2014, the federal government will provide subsidies to help you buy insurance if you earn less than 400% of the federal poverty level. Those subsidies will be based on income. If you earn $30,000, you will pay about $2,600 a year for insurance. A family of four with a yearly household income of $60,000 will pay about $5,200. Also by 2014, you will need to buy insurance on your own or purchase it through your employer or pay a fine.

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