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Bipolar insurance coverage

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Question: My son has bipolar and was in an auto accident a few months ago and hasn't been able to work. He was on his company insurance but lost his coverage. He is looking for a new job but needs health insurance for his monthly therapy and prescriptions. We were going to put him on an individual policy until he gets a job with employer insurance again. The companies we looked at will not cover the bipolar, what can we do? With so many people suffering from mental health issues , it is amazing to me that they don't consider it like any other physical condition.

Answer: As you say, a bi-polar diagnosis makes it virtually impossible to get individual health insurance coverage. Some cases (on a single medication, no hospitalizations), can be covered by Aetna.

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The system is really crooked then, why shop for any insurance? They want you to pay on time but what do you get for your money not much indeed.

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