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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Daughter turning 19 in a few months

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Question: BCBS of Illinois only covers dependent children until 19 years of age. I need to find health coverage with bi-polar, personality disorder, PTS and takes meds. She currently is not employeed.

Answer: As you know, your daughter will no longer be covered on your family health insurance coverage once she turns 19. She will need her own insurance coverage at that time. If she has been diagnosed with both Bi-Polar Personality Disorder and Post Traumatic Stress Syndrome she will not qualify for individual health insurance.

Illinois is one of the states with a Major Risk Insurance Pool. The plan is called ICHIP for Illinois Comprehensive Health Insurance Plan. Find the link to the ICHIP website at HealthcareShopper's Risk Pool page.

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