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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Variable HSA Deposits

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Question: >> I'd would like to pay a certain amount into my United Healthcare servings account. I understand the monthly minimum amount is $25 but are you flexible to allow my deposit to fluctuate each month as long as I do not deposit less than $25 a month? I mean, would you allow me to deposit, for instance, $50 in one month, $38, in the next, $100 in the following, and so on?

Answer: Yes and no. Let me explain. United Healthcare's HSA administrator, Exante Bank, require that you choose a predetermined amount to deposit each month so that they can routinely collect this by electronic funds transfer. You can always send in additional lump sum deposits by check, however, which would achieve your end result of variable deposits. And yes, you're correct in that $25/month is the minimum deposit. If you wanted to change this to another set amount, say $50, this can be arranged at any time.

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