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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


Underwriting Timeline

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Question: How long will it take for my application to go through? I did it online a few day's ago and need coverage to start on the 1st of next month.

Answer: Your application can take between one hour and several weeks to process. There are a number of factors that influence this such as your medical history, what state you live in and which insurance carrier you have applied to. The insurance carrier may need to obtain a copy of your medical records from your doctor which will delay your application for several weeks. They may need an ink signature in order to get that process moving. Of course, each carrier has different underwriting processes too. If you can get back to me with more information about your health history, which carrier you have applied to and where you live I will be happy to give you a more specific expectation.

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Many people know the purpose of all types of insurance. but, Since they feel they are healthy they are unaware of the purpose of health insurance.They give less importance to the health insurance. Your blog is an eye opener to them….

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