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Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.

Multiple State Family Coverage

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Question: I live in Texas and my wife and children are currently in Oklahoma and will be there through the end of the year. I'd like to be covered when I visit them and vise versa. Is there such a thing as an insurance plan that will cover all of us?

Answer: There is no insurance company that I know of that is able to offer insurance to out-of-state residents. The reason for this is that health insurance is subject to state regulations. What this means for you is that you will need to buy two separate insurance plans for your family, one in Texas and one in Oklahoma. Once your family joins you in Texas you can apply to have them added to your plan.

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