Question: I'm over 50 which means that I need a bone scan. My doctor says its not necessary but will give me an Rx if I really think I cant live without it. How do I know if its covered on my plan?
Answer: Without knowing what kind of plan you have it's difficult for me to say with certainty whether or not a bone scan would be covered. I can give you some general information about how they are normally covered, however. Typically it is applied to the plan deductible and, if you stay in-network, you will receive a discount on the cost of service. There might be a rare instance where a bone scan is conducted in the primary physician's office, in which case the costs may be applied to the preventive care co-pay if the plan has one. This depends on how the doctor codes the bill, however. I would recommend contacting your insurance company directly and speaking with the Claims Department.