Question: Can I make an application for my two daughters without me having to be on the plan? I have insurance from my employer but Its too much to add my kids on.
Answer: Yes, it's fine to take out a child-only policy. This is becoming an ever more popular choice given the expense of adding dependants to group policies. You should fill out the application with your youngest daughter as the primary insured and sign it in your name as the responsible party. When you run a quote you should choose child-only plans.