Covered California for Small Business

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Exclusive Source of Small Business Tax Credit

Small businesses with 50 or fewer employees and an average annual wage of less than $50,000 will be eligible to receive up to 50% federal small-business tax credit for coverage purchased through the SHOP. This is a very compelling reason to consider the Covered California for Small Business for your group.

Small Business Tax Credit Calculator

Calculator property of Small Business Majority and its subsidiary website California Health Coverage Guide

Covered California for Small Business Plan Choices

Covered California for Small Business plans bring a standardized set of benefits, good provider networks, a choice of insurers for employers and their employees, at competitive prices. Employers and employees have a choice of 3 or 4 carriers depending in which of the 19 Pricing Regions they reside.

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Four Levels of Plans

Covered California for Small Business offers four levels of health insurance plans — Platinum, Gold, Silver and Bronze. Small-business owners will be able to go online to shop and compare coverage options available for their employees. Certified Covered California insurance agents will assist employers in selecting an “anchor” plan through SHOP’s online marketplace. Employers can choose the coverage level that is the best fit, then select the anchor plan in that coverage level that suits their budget. Their employees can choose coverage under the anchor plan, or a different plan so long as it is in the same coverage level. If the employee chooses a more expensive plan, the employee absorbs the additional cost but still has flexibility and choice.

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