Question: Concerning Individual Plans purchased through Covered California: if I sign with a carrier for 2014, can I terminate the plan and switch to the same tier with a different carrier, if the new application is processed prior to 3/31/2014 the end of the open enrollment period? Assume there is no life-changing event, such as the loss of a job, death of a spouse or birth of a child. Am I allowed to terminate and switch because I don’t like the network coverage or I don’t like the carrier’s customer service?
Answer: Yes. One can terminate coverage and buy a new plan during the open enrollment for any reason.