Question: I enrolled my husband & myself in the Kaiser HMO Bronze Plan and based on our income we qualify for a subsidy. We currently have a high-deductible HSA compatible plan with Kaiser. Is the Kaiser plan I just enrolled us in an HSA compatible plan? The deductible is very high.
Answer: The Kaiser HMO Bronze Plan has a family deductible of $10,000. It is not an HSA compatible plan. The Kaiser Bronze HSA plans are available in $7,000 and $9,000 family deductibles. The HMO plan cannot be used with a health savings account.