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Covered California Q&A

Covered California and Obamacare related questions from consumers, employers and agents are answered by Phil Daigle with the best information available at the time. Archived entries may no longer be accurate as the Covered California and Obamacare knowledge-base is evolving quickly. TO REQUEST A PERSONAL RESPONSE INCLUDE EMAIL ADDRESS.


How Are Premiums Paid?

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Question: What will be the mechanism for the payment of monthly premiums in the Exchange?

Answer: The premiums are collected by the health plan issuer (insurance company) not Covered California. So you would get a bill from Blue Shield or Kaiser just as you do now. If you are eligible for a subsidy, the subsidy money goes from the federal government directly to the carrier and the carrier bills you for the remainder - the net premium amount.

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