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California Health Insurance Plans and Rates

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2016 Open Enrollment Begins November 1, 2015

You can sign up or change your health plan starting November 1st, 2015. The 2016 open enrollment period in California ends on January 31, 2016. After that date, you will have to wait for next year's open-enrollment period to enroll or change coverage.

CAHBA provides professional assistance in applying for coverage and advice in selecting health care coverage through Covered California. We are Certified Covered California Insurance Agents.

We make it easy for you to shop and apply for health insurance. Call us at 888-413-3164 or e-mail info@cahba.com.

Covered California by the Numbers


Enrolled in 2014-2015


Enrolled by Agents


Subsidies in every 10 enrollees

Who is Eligible for Premium Assistance?

An eligible individual is a taxpayer whose household income - modified adjusted gross income (MAGI) - is between 138 percent and 400 percent of the federal poverty level (FPL) for the appropriate family size.

Learn More About Subsidies »

Need Covered California Advice?

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Call Us at (888) 413-3164

1095-A Dispute, Still No Correction?

I received my 1095-a from CoveredCA back in January and noticed that it was not accurate...

Sign-up an Unborn Infant?

We were under the impression that the infant would be covered by my daughter's plan for the first 30 days...

Best Covered California Rates Guaranteed

The rates are the same whether you enroll on Covered California or directly from the carrier of your choice. There is one compelling reason to enroll on Covered California - it’s the only way to get a subsidy or reduced cost sharing. Continue...

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Premium Assistance - Subsidies

You may be eligible for a subsidy to help pay your insurance premium. It depends on your household income. The lower the income the larger the premium assistance. Continue...

Covered California Application Guidance

The Covered California online application can be a minefield for the casual user, full of wrong moves and bad choices that can deny you the best possible outcome. We can help you enroll online in Covered California (subsidized plans) or off-exchange (unsubsidized plans) Continue...

Qualified Health Plan Recommendations

Covered California has selected 11 health insurers, called qualified health plans, statewide for participation in the individual health insurance marketplace. Consumers will have a choice of from 3 to 6 carriers depending on which of the 19 Pricing Regions they reside. Continue...

Standard Benefit Plans

Covered California benefit plans are standardized as ar the plans outside the exchange. Standardization lets you shop from one insurance company to the next knowing the benefits are the same and there will be no surprises or small print to worry about. Continue...

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